Iibhanki ezigqwesileyo eIreland

Ezinye zezona bhanki zibalaseleyo eIreland Umanyano lweBhanki yaseIreland, Ibhanki yeIreland, yaye Ulster Bank.

Ibhanki eIreland iyafana naleyo yase-UK. IIreland likhaya lamaziko emali awahlukeneyo angama-64. Ukongezelela, amaziko emali xa ewonke aye aphumelela kutshanje.

Yonke ibhanki kunye neziko lezemali eIreland liphantsi kolawulo yiBhanki Enkulu yaseIreland (CBI). Ke ngoko, i-CBI ijongana nokuthotyelwa kolawulo kunye nokugcinwa kweziseko zoncedo zemali.

E-Ireland, imali esemthethweni yiEuro. I-euro ezilishumi yi-10.86 yeedola zaseMelika. Leyo yi-892.18 Rupees yaseIndiya okanye phantse i-0.52 yeyuan yaseTshayina.

Uninzi lweewebhusayithi okanye iiapps ezidityaniswe ngezantsi zingesi-Irish nesiNgesi. Sebenzisa Isiguquleli sikaGoogle, Tarjimly, okanye nayiphi na enye inkonzo yoguqulelo ukuba uyayifuna.

Ungayikhetha njani ibhanki eIreland

Xa ukhetha ibhanki eIreland, izinto ezininzi kufuneka ziqwalaselwe.

Udumo kunye nokuzinza

Ukukhetha eyona bhanki ibalaseleyo eIreland kuthetha ukufumana enye enegama eliqinileyo kunye nozinzo. Ngale ndlela, unokuthemba ukuba imali yakho isezandleni ezilungileyo.

Iimveliso kunye neenkonzo

Khetha ibhanki ngokusekelwe kwiimfuno ze-akhawunti. Iiakhawunti ezisisiseko ezifana nokugcina imali kunye nokutshekishwa zisemgangathweni, ngelixa iibhanki ezinenkonzo epheleleyo zibonelela ngeendlela eziphambili ezifana namakhadi okuthenga ngetyala, iimali-mboleko kunye notyalo-mali.

Ubungakanani bebhanki

iintlawulo

Uninzi lweebhanki zaseIreland zibonelela ngeenkonzo zabo ngeentlawulo ezifanelekileyo. Imirhumo iyahluka kakhulu ngokuxhomekeke kwibhanki ukuze ukwazi ukuyiphonononga ngokuchanekileyo.

Iindleko zemali

Ukuba ufuna ukukhulisa imali yakho kwi-akhawunti yokonga okanye enye imoto yokonga, ukufuna inzala ephezulu kubalulekile ukuze ukwandise iinzame zakho zokonga. Esinye isicwangciso sokuphumeza oku kukuthelekisa iirhafu ezininzi ezinikezelwa ziibhanki.

Inkonzo eyenzelwe

Xa ukhetha ibhanki, kubalulekile ukuqwalasela inkxaso yabathengi kunye neemfuno zakho zemali. Khangela ibhanki enezixhobo eziluncedo kunye neempawu ezihambelana neemfuno zakho kunye nezinto ozikhethayo.

ukhuseleko

Ukuqwalasela le miba, unokunciphisa ukhetho lwakho kwaye ukhethe ibhanki ehlangabezana neemfuno zakho zemali.

Inkqubo yebhanki

Inkqubo yebhanki yaseIreland iyafana naleyo yase-UK. IBhanki Enkulu yaseIreland (CBI) yenza imisebenzi yebhanki ephakathi, kubandakanywa nolawulo lwezemali.

Ngo-2010:

IBhanki Embindi yaseIreland (CBI),

I-Financial Services Authority yase-Ireland (FSAI) kunye;

I-Financial Regulator (FR) idityanisiwe yenze iziko elimanyeneyo langoku.

Ibhanki nganye kufuneka ibe nelayisensi yeCBI. Kwaye bawela kwiindidi ezimbini ezihlukeneyo:

1. Iibhanki ngokubanzi, ibhanki yokubambisa, kunye nezinye iinkonzo ziyafumaneka kwiibhanki zokuthengisa.
2. Amaziko awela phantsi kolawulo lwe-IFSC.

IBhanki yeDijithali eIreland

Xa kufikwa kwibhanki ekwi-Intanethi eIreland, unokukhetha phakathi:

Ukusekwa kwamaziko emali kunye;

Abatsha abaqalayo kwishishini le-fintech.

Kwindawo yebhanki yedijithali e-Ireland, enye inkampani ephawulekayo yi-Revolut, isisombululo sebhanki esisekelwe kwi-app esisebenza phantsi kwelayisensi yebhanki i-Revolut Bank UAB.

Uluhlu lwezona bhanki zibalaseleyo eIreland

Uneendlela ezininzi eIreland, kwaye yeyiphi oyikhethayo ixhomekeke kwiimfuno zakho kunye nezinto onomdla kuzo.

Nazi ezinye zeebhanki ezilungileyo eIreland ekufuneka uziqwalasele:

Umanyano lweBhanki yaseIreland 

Ibhanki yeIreland

Ibhanki ye-Ulster

I-TSB esisigxina

IBhanki ye-EBS

Iibhanki zamazwe ngamazwe

Ibhanka yeBarclays yaseIreland plc

I-Citibank Europe plc

Isithuba

Ibhanki ye-KBC

I-Danske Bank

Iibhanki ezikwi-Intanethi

Revolut

N26

Wise

I-buNQ

Ngaba ndingavula iakhawunti yebhanki yaseIreland ukuba ndihlala phesheya

Umhlali ongeyena ummi waseIreland unokuvula iakhawunti yebhanki yaseIreland, ewe. Kuya kufuneka unikezele ngesazisi kunye neskeni okanye imvelaphi yobungqina bakho bokuba uhlala kwilizwe lakho.

Imirhumo yeBhanki eIreland

Iibhanki zaseIreland zihlala zihlawulisa umrhumo wenyanga wokulungisa ukujonga iiakhawunti. Ezinye iibhanki zihlawulisa ngekota kunemirhumo yenyanga yokulungisa, nangona ixabiso eliphakathi limalunga ne-6 ye-euro ngenyanga.

Iibhanki zaseIreland kufuneka ziqokelele imisebenzi yesitampu kurhulumente waseIreland kwiintlawulo ezenziwe kusetyenziswa amakhadi kunye nezinye iintengiselwano ezifanayo. Ukutsalwa kwemali kwii-ATM kunye nokuthengwa okwenziwe kusetyenziswa amakhadi e-debit kunomrhumo omkhulu we-2.50 €, okanye i-€ 0.12.

Ukudluliselwa kwemali yaseIreland phesheya

Ukusuka eIreland, ungathumela imali phesheya usebenzisa inani leewebhusayithi kunye neenkonzo ezahlukeneyo.

Ezona ndlela ziphambili zokudluliselwa kwemali kumazwe ngamazwe ziquka:

1. Thatha iBhanki yaseIreland njengomzekelo webhanki yakho.
2. Iinkonzo zokuthumela nokufumana imali, njenge uwestern Union kunye neMoneyGram
3. Ixabiso lemali kwaye XE yimizekelo emibini yeenkonzo zotshintshiselwano lwangaphandle.
4. Iiakhawunti zokuguqula imali njenge Paypal, Isilumko, kunye neRevolut

Ndingayivula njani iakhawunti yebhanki eIreland

Ukuseka iakhawunti yebhanki eIreland, kufuneka:

Ukukhetha ibhanki.

Ukuvula iakhawunti yebhanki lukhetho lwe-intanethi kunye nomntu.

Kufuneka ufumane onke amaxwebhu afunekayo.

Ngolunye ulwazi:

Yiya e:

Uyivula njani iakhawunti yebhanki eIreland

Ungawufumana njani umatshini wemali eIreland

Thetha naye nabani na okhe wahamba okanye wasebenza eIreland. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Apha ngezantsi kukho, umzekelo, ukhangelo lweemephu zikaGoogle "zeATM ezikufutshane neDublin."

umthombo: Wise

Umfanekiso wekhava ungaphakathi UHenry Street, eDublin, eIreland. Ifoto ngu UVing N on Unsplash