Iibhanki ezigqwesileyo eSingapore

Ezinye zezona bhanki zibalaseleyo eSingapore I-DBS Bank,  I-OCBC Bank, yaye UOB Bank.

Iibhanki ezininzi zibona imarike yaseSingapore njengendawo ephambili yokwenza ushicilelo lwabo kunye nokwandisa imisebenzi yabo. Nazi ezinye zezinto ezibe negalelo kwimpumelelo yabo.

1. Iibhanki zangaphandle zivule amasebe eSingapore ngenxa yenkxaso karhulumente kunye nemigaqo-nkqubo.
2. Iibhanki ziyakwazi ukuxhuma ngokukhawuleza kwihlabathi ukusuka kwesi sikhundla esibalulekileyo.
3. Inqanaba eliphezulu lobomi laseSingapore linika iibhanki imarike enkulu.

Ke, iSingapore "liziko lebhanki." Ishishini lebhanki laseSingapore laline-US$2 yetriliyoni kwizinto zalo.

ESingapore, imali esemthethweni yidola yaseSingapore (SGD). Ishumi SGD yi 7.45 US Dollars, okanye euro yi 6.77. Leyo yi-614.59 ye-Indian Rupees okanye phantse i-53.76 Yuan yaseTshayina.

Uninzi lwewebhusayithi okanye usetyenziso oludityaniswe ngezantsi lungesiNgesi. Sebenzisa Isiguquleli sikaGoogle, Tarjimly, okanye nayiphi na enye inkonzo yoguqulelo ukuba uyayifuna.

Ungayikhetha njani ibhanki eSingapore

Xa ukhetha ibhanki eSingapore, izinto ezininzi kufuneka ziqwalaselwe.

Udumo kunye nokuzinza

Ukukhetha eyona bhanki ibalaseleyo eSingapore kuthetha ukufumana enye enegama eliqinileyo kunye nozinzo. Ngale ndlela, unokuthemba ukuba imali yakho isezandleni ezilungileyo.

Iimveliso kunye neenkonzo

Khetha ibhanki ngokusekelwe kwiimfuno ze-akhawunti. Iiakhawunti ezisisiseko ezifana nokugcina imali kunye nokutshekishwa zisemgangathweni, ngelixa iibhanki ezinenkonzo epheleleyo zibonelela ngeendlela eziphambili ezifana namakhadi okuthenga ngetyala, iimali-mboleko kunye notyalo-mali.

Ubungakanani bebhanki

iintlawulo

Uninzi lweebhanki zaseSingapore zibonelela ngeenkonzo zabo ngemirhumo efanelekileyo. Imirhumo iyahluka kakhulu ngokuxhomekeke kwibhanki ukuze ukwazi ukuyiphonononga ngokuchanekileyo.

Iindleko zemali

Ukuba ufuna ukukhulisa imali yakho kwi-akhawunti yokonga okanye enye imoto yokonga, ukufuna inzala ephezulu kubalulekile ukuze ukwandise iinzame zakho zokonga. Esinye isicwangciso sokuphumeza oku kukuthelekisa iirhafu ezininzi ezinikezelwa ziibhanki.

Inkonzo eyenzelwe

Xa ukhetha ibhanki, kubalulekile ukuqwalasela inkxaso yabathengi kunye neemfuno zakho zemali. Khangela ibhanki enezixhobo eziluncedo kunye neempawu ezihambelana neemfuno zakho kunye nezinto ozikhethayo.

ukhuseleko

Ukuqwalasela le miba, unokunciphisa ukhetho lwakho kwaye ukhethe ibhanki ehlangabezana neemfuno zakho zemali.

Isakhiwo sebhanki yaseSingapore

Kukho iibhanki "ezinkulu" ezingaphezu kwe-150. Ukuba sinqwenela ukuhlukanisa ishishini lebhanki, sinokulihlula phakathi.

IiBhanki zeNgingqi: 

Iibhanki ezintandathu zisebenza kwindawo ekufutshane. IBhanki yoPhuhliso yaseSingapore, i-Overseas Chinese Banking Corporation, kunye ne-United Overseas Bank ngamaziko amathathu amakhulu emali eSingapore.

IiBhanki zaNgaphandle:

Malunga ne-150+ amaziko ezemali kumazwe ngamazwe akhoyo namhlanje. Zikwahlulwa kwezinye iindidi.

Iibhanki ezigcweleyo:

Malunga neebhanki ezingama-27 kwezingama-30 zikwisakhono sokusebenza kwazo. Ezona zintathu zinkulu zi-ABN Amro, i-BNP Paribas, kunye ne-HSBC.

Iibhanki zeWholesale:

Kwishishini leebhanki ezithengiswayo, kukho malunga nama-53 amaziko. IBhanki yeBarclays, iBhanki ye-ING, kunye neBhanki yeSizwe yase-Australia ivelele.

Iibhanki ezikude nonxweme:

Inani lamaziko emali ye-offshore isondele kwi-37. Imizekelo ibandakanya iBhanki yaseKorea kunye neBhanki yaseTaiwan.

Iibhanki zabarhwebi:

Malunga neebhanki zabarhwebi ezingama-42 zinokufunyanwa eSingapore. Credit Suisse Singapore Ltd., Axis Bank, kunye nabanye bafanelwe ukukhankanywa.

Uluhlu lwezona bhanki zibalaseleyo eSingapore

Unezinye iindlela ezininzi eSingapore, kwaye yeyiphi oyikhethayo ixhomekeke kwiimfuno zakho kunye nezinto onomdla kuzo.

Nazi ezinye zezona bhanki zibalaseleyo eSingapore onokuthi uziqwalasele:

I-DBS Bank

I-OCBC Bank

Ibhanki ye-UOB

Ibhanki yaseSingapore

KwiBhanki yeChartered Standard

Maybank2u

CIMB Singapore

IiBhanki zaMazwe ngaMazwe

I-ICICI Bank

RHB Bank Singapore

I-ANZ

JP Morgan Singapore 

HSBC

IiBhanki zeDijithali eSingapore

Revolut ukusetyenziswa kwansuku zonke

I-GXS yoLondolozo

Ukusetyenziswa kwamanye amazwe kunye nokudluliselwa - Wise

Engcono kuShishino—Aspire

SME-friendly Umatshini womoya

Eyona Thenga ngoku, Hlawula Kamva- Atom

Uhambo Isipaji.

Ngaba ummi waseKhanada angavula iakhawunti yebhanki eSingapore

Abantu basemzini banokuseka iakhawunti yebhanki yaseSingapore kwi-intanethi. Iibhanki ezithile zenza abantu abangengabo abaseSingapore baseke ii-akhawunti zogcino-mali, ngelixa abatyali-mali bamazwe ngamazwe banokuvula ii-akhawunti zorhwebo okanye zotyalo-mali.

Ukuhanjiswa kwemali

Ungathumela imali phesheya kolwandle usuka eSingapore usebenzisa iiwebhusayithi ezahlukeneyo kunye neenkonzo.

Kukho ezinye iinketho zokuthumela imali ngaphandle:

Wise

uwestern Union

IlizweRemit

I-DBS

Vula iakhawunti yebhanki eSingapore

Ukuvula iakhawunti yebhanki eSingapore, kufuneka:

Ukukhetha ibhanki.

Ukuvula iakhawunti yebhanki lukhetho lwe-intanethi kunye nomntu.

Kufuneka ufumane onke amaxwebhu afunekayo.

Ngolunye ulwazi:

Yiya e:

Uyivula njani iakhawunti yebhanki eSingapore

Ungawufumana njani umatshini wemali eSingapore

Thetha naye nabani na okhe wahamba okanye wasebenza eSingapore. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Apha ngezantsi kukho, umzekelo, ukhangelo lweemephu zikaGoogle "iiATM ezikufutshane neSingapore."

umthombo: WallStreetMojo

Umfanekiso wekhava useSingapore. Ifoto ngu UHanson Lu on Unsplash