Ezinye zezona bhanki zibalaseleyo eCanada IRoyal Bank yaseCanada (RBC), Toronto Dominion, yaye Scotiabank.
Iibhanki zaseKhanada zibonelela ngeenkonzo ezibalulekileyo kuluntu lwazo kunye noqoqosho lwelizwe.
Ngaphezu kwama-99 ekhulwini abantu abadala baseKhanada baneakhawunti kwiziko lezemali, nto leyo ebangela ukuba inkqubo yebhanki yaseKhanada ibe yenye yezona zifikelelekayo ehlabathini.
ICanada isebenzisa iDola yaseCanada (CAD). Ishumi le-CAD yi-7.55 yeeDola zase-US okanye i-euro yi-6.92 euro. Leyo yi-619.85 ye-Indian Rupees okanye phantse i-54.77 yuan yaseTshayina.
Zonke iiwebhusayithi ezidityaniswe kweli nqaku zingesiSwedish kunye nesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.
Ungayikhetha njani ibhanki eCanada
Xa ukhetha ibhanki eCanada, izinto ezininzi kufuneka ziqwalaselwe.
Udumo kunye nokuzinza
Ukukhetha eyona bhanki ibalaseleyo eCanada kuthetha ukufumana enye enegama eliqinileyo kunye nozinzo. Ngale ndlela, unokuthemba ukuba imali yakho isezandleni ezilungileyo.
Iimveliso kunye neenkonzo
Khetha ibhanki ngokusekelwe kwiimfuno ze-akhawunti. Iiakhawunti ezisisiseko ezifana nokugcina imali kunye nokutshekishwa zisemgangathweni, ngelixa iibhanki ezinenkonzo epheleleyo zibonelela ngeendlela eziphambili ezifana namakhadi okuthenga ngetyala, iimali-mboleko kunye notyalo-mali.
Ubungakanani bebhanki
iintlawulo
Uninzi lwebhanki yaseKhanada inikezela ngeenkonzo zabo ngemirhumo efanelekileyo. Imirhumo iyahluka kakhulu ngokuxhomekeke kwibhanki ukuze ukwazi ukuyiphonononga ngokuchanekileyo.
Iindleko zemali
Ukuba ufuna ukukhulisa imali yakho kwi-akhawunti yokonga okanye enye imoto yokonga, ukufuna inzala ephezulu kubalulekile ukuze ukwandise iinzame zakho zokonga. Esinye isicwangciso sokuphumeza oku kukuthelekisa iirhafu ezininzi ezinikezelwa ziibhanki.
Inkonzo eyenzelwe
Xa ukhetha ibhanki, kubalulekile ukuqwalasela inkxaso yabathengi kunye neemfuno zakho zemali. Khangela ibhanki enezixhobo eziluncedo kunye neempawu ezihambelana neemfuno zakho kunye nezinto ozikhethayo.
ukhuseleko
Ukuqwalasela le miba, unokunciphisa ukhetho lwakho kwaye ukhethe ibhanki ehlangabezana neemfuno zakho zemali.
Uluhlu lweebhanki ezilungileyo kakhulu eCanada
Uninzi lwabantu baseCanada bajonga eyona bhanki inkulu ukuba yeyona ibonelela ngeyona nto ilungileyo kwimveliso okanye inkonzo yabo. Ukuba ufuna ukudibanisa itshekhi yakho, ukonga, utyalo-mali, kunye namakhadi okuthenga ngetyala, kunzima ngakumbi. Yeyiphi eyona bhanki ingcono eCanada?
Nazi ezintandathu kumbindi waseKhanada iibhanki:
Iibhanki ezikwi-Intanethi eCanada
Kwabo baqala ukubhankisha kwi-Intanethi, amaziko amaninzi abonelela ngeeakhawunti ezisemgangathweni, ezivelisa inzala ngaphandle kweendleko zokuqala.
Iibhanki ezikwi-Intanethi zingakongela amakhulu eedola kwiindleko zebhanki zonyaka njengoko imeko ye-akhawunti yakho yokutshekisha ingahlawulwanga ngenyanga ithatha iinyanga ezili-12.
Iibhanki ezikwi-Intanethi eCanada zibonelela ngokhuseleko lwedipozithi olukhuselwe yiCDIC.
Ezinye zazo zezi:
Imirhumo yeBhanki
Iiakhawunti zebhanki zineendleko ezininzi. Ezi ziquka:
Iindleko zentengiselwano,
Imirhumo ye-akhawunti yenyanga,
imali yokudlulisela,
Ukhuseleko lwe-Ovadrafti kunye;
ukudluliselwa ngocingo
Zonke iibhanki zihlawulisa imirhumo, nangona iibhanki ezingenamasebe zihlala zibonelela ngeeakhawunti ezingahlawulisiyo.
Canada ukudluliselwa imali phesheya
Iibhanki zesiNtu zaseKhanada zinokuhlawulisa imali engaphaya ukuba unqwenela ukuthumela imali phesheya okanye usebenzise ikhadi lakho lebhanki phesheya.
Ukuba unqwenela ukuphepha iibhanki, sebenzisa:
Ndingayivula njani iakhawunti yebhanki eCanada
Ukuseka iakhawunti yebhanki eCanada, kufuneka:
Ukukhetha ibhanki.
Ukuvula iakhawunti yebhanki lukhetho lwe-intanethi kunye nomntu.
Kufuneka ufumane onke amaxwebhu afunekayo.
Ngolunye ulwazi:
Yiya e:
Uyivula njani iakhawunti yebhanki eCanada
Ungawufumana njani umatshini wemali eCanada
Thetha naye nabani na okhe wahamba okanye wasebenza eCanada. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Apha ngezantsi, umzekelo, ukhangelo lweemephu zikaGoogle "kwii-ATM ezikufutshane neMontreal."
umthombo: Umcebisi weForbes
Umfanekiso wekhava useToronto, Khanada. Ifoto ngu Yeshi Kangrang on Unsplash
Shiya iMpendulo