Iibhanki e-Uruguay

Iibhanki e-Uruguay

E-Uruguay, uzinzo lwezemali kunye nokuzinza kwezopolitiko kubaluleke kakhulu. Oku kuza kunye ne-hub yorhwebo, kunye nokuthembeka kwinkqubo yezemali, inikwe isikhundla esikhethekileyo. Ngenxa yoko, iye yaziwa kakhulu njengendawo yokwenza utyalo-mali oluninzi kwiLatin America. Nangona amaMerika aqhelene neenkonzo zabo zemali. Kukho ngokungathandabuzekiyo umahluko obalulekileyo ngokunjalo. Kweli nqaku, siza kuxoxa ngebhanki e-Uruguay kunye nezinto ekufuneka uzazi ngaphambi kokuvula iakhawunti.

The Banco Central del Uruguay amaziko kunye neebhanki zaseUruguay zilawulwa kwaye zibekwe esweni yile arhente. Ikwanoxanduva lokuqinisekisa ukuba iintengiselwano ezibandakanya imali, ngetyala, kunye notshintshiselwano lwemali zisemthethweni. Iibhanki, iibhanki ezikude nonxweme, iibhanki zamanye amazwe, neeofisi zabameli zonke zidlala indima ebalulekileyo kwinkqubo yezemali yaseUruguay. Bonke kufuneka bafumane ilayisensi kwibhanki enguvimba ukuze baqhube ishishini apho.

Yintoni efunekayo eUruguay ukuze uvule iakhawunti yeBhanki?

Abemi bamazwe angaphandle banokuvula i-akhawunti yebhanki kuyo nayiphi na ibhanki ngosuku olunye. Bafuna kuphela ukubonelela ngamanye amaxwebhu ngeenjongo zokuqinisekisa. Basenokuvelisa ikhadi lesazisi, idilesi yasekuhlaleni, yaye kwezinye iimeko, intshayelelo yasekuhlaleni neleta yembekiselo. Nangona, ukubhalisa nje i-akhawunti akuthethi ukuba ubumfihlo bakho busengozini. Ezinye zezona zithintelo zingqongqo zokufihla iibhanki zinyanzeliswa kwiibhanki zaseUruguay.

Iibhanki zithintelwe yile migaqo ekuvezeni naluphi na ulwazi malunga nomnini-akhawunti. Iibhanki azinakuveza naluphi na ulwazi kumntu wesithathu, kubandakanywa norhulumente kazwelonke. Nangona kunjalo, zimbini kuphela iimeko apho banokuvunyelwa ukuba babelane ngolwazi oluthile. Okokuqala, ukuba iNkundla yoSapho igunyazisa ukuba ityala lemali yesondlo somntwana livavanywe. Okwesibini, ukuba iNkundla yoLwaphulo-mthetho iyayicela kwaye inobungqina obaneleyo obuxhasayo, banokuyenza. Ukongeza, ukuba ungowaseMelika, iibhanki ezininzi eUruguay ziyafuneka ukuba zazise i-IRS ngeakhawunti yakho entsha. Ngokomthetho we-FATCA wakutshanje wase-US. Ngenxa yoko, nokuba iibhanki zaseUruguay azikho ngasese ngoku kunokuba zazinjalo. Nangona kunjalo babucala ngakumbi kunabaninzi abakhuphisana nabo baseMzantsi Melika nakuMbindi waseMelika.

Ezinye zeebhanki ezidumileyo eUruguay

Iibhanki, iibhanki ezikude nonxweme, amaziko emali, kunye neeofisi ezimele iibhanki zamazwe ngamazwe. Bonke badlala indima ebalulekileyo kwicandelo lezemali laseUruguay elinamandla. Nangona kunyanzelekile ukuba ngalinye kula maziko afumane imvume kunye nelayisenisi kwiBhanki Enkulu yaseUruguay. Ukuze basebenze phakathi kwesizwe, kufuneka bafumane imvume. Iifemu zamazwe ngamazwe kunye nabantu babucala basebenzisa inkqubo yezemali kwiindlela ezininzi zaseUruguay. Kwiminyaka embalwa edlulileyo, ilizwe liye laphumelela ekuzibekeni njengeziko elibalulekileyo lezemali kunye nezorhwebo eLatin America. Eli lizwe ngokwesithethe belisebenza njengendawo ekugxilwe kuyo. Kwakhona njengendawo yokwenza imicimbi yezemali ebalulekileyo namanye amazwe akuloo ngingqi. Ezi ntengiselwano zenzeke ngakumbi eBrazil naseArgentina.

Kukho iibhanki ezahlukeneyo ezikhoyo e-Uruguay kubandakanya ezikarhulumente kunye nezabucala. IUruguay inezona bhanki zidumileyo ezikhoyo kubemi bayo ababonelela ngeenkonzo ezininzi. Apha ngezantsi kuluhlu lwezi bhanki, jonga.

IBanco de la República yaseMpuma del Uruguay

Le bhanki iphethwe ngurhulumente, i-Banco de la Repblica Oriental del Uruguay. Ngokuqhelekileyo yaziwa ngokuba yiBanco Repblica okanye i-BROU yeyona bhanki inkulu yaseUruguay ngokwesiseko sabathengi. Le bhanki, eyasekwa ngo-1896, ngoku idlala indima enkulu kwimalike yemali yelizwe.

Idiphozithi yokuqala yenziwa nguJuan Idiarte Borda, owayengumongameli welizwe ngelo xesha, xa i-BROU ivulwa ngo-Okthobha u-1896. Ikomkhulu lebhanki liseMontevideo, kwaye liqeshe abantu abamalunga ne-3,978.

Iindleko zezabelo Banco Santander Uruguay SA

IBanco Santander Uruguay yaqalisa ukusebenza ngowe-1978. Ngoku inamasebe angaphezu kwama-30 ukuze ibonelele ngoluhlu olubanzi lwezisombululo zemali-mboleko ebantwini nakumashishini. Iqeshe abantu abamalunga nama-220 kwaye izinze eMontevideo.

ICitibank NA iSucursal Uruguay

IBanco Santander Uruguay yaqalisa ukusebenza ngowe-1978 yaye ngoku inamasebe angaphezu kwama-30. Bakhonza abantu kunye namashishini ngokhetho olupheleleyo lwezisombululo zokuboleka imali. Isekelwe eMontevideo kwaye iqeshe abantu abamalunga nama-220.

IBanco Hipotecario del Uruguay

I-Uruguayan Mortgage Bank, okanye i-Banco Hipotecario del Uruguay, yasekwa njenge-arhente yaseburhulumenteni ezimeleyo ngonyaka we-1892. Namhlanje yibhanki ephethwe ngurhulumente kwaye ngomnye wabadlali ababalulekileyo kwimarike yempahla ebolekiweyo yaseUruguay.

Ilifa leMveli leBanque (Uruguay) SA

I-Banque Heritage (Uruguay) SA, eseMontevideo. Yasekwa ngo-1981 kwaye ngaphambili yayisaziwa njenge-Banco Surinvest SA phambi kokutshintsha igama layo ngo-2011. I-HFT International (Guernsey) Lt. ingumnini webhanki, ebonelela ngeenkonzo zebhanki zabucala kunye nezorhwebo. Bakwabonelela ngemiba yexesha elide yemali yangaphandle neyasekhaya.

IBanco Bilbao Vizcaya Argentaria Uruguay SA

IBanco Bilbao Vizcaya Argentaria Uruguay SA igxile kwiivenkile ezinkulu zebhanki. Bakwabonelela ngoluhlu olubanzi lweenkonzo zebhanki kubantu nakumashishini. Yasekwa kwi-2002 njenge-subsidiary ye-Banco Bilbao Vizcaya Argentaria. I-SA Montevideo kulapho ikomkhulu lale nkampani likhona.