Iibhanki ezilungileyo kakhulu eSaudi Arabia

Ezinye zezona bhanki zibalaseleyo eSaudi Arabia IAl-Ahli Bank, IAl Rajhi Bank, kwaye IBhanki yaseRiyad.

Izithinteli zokufunxa eziphezulu zizinzisa inkqubo yezemali yaseSaudi Arabia.

Kukho iintlobo ezine zeebhanki zaseSaudi:

yorhwebo

Zolimo

Imizi-mveliso kunye;

IiBhanki zeReal Estate.

Iibhanki ezilawulwayo ezingamashumi amathathu zine-18 yamazwe ngamazwe kunye namasebe asekhaya ali-12. Ii-asethi zebhanki zifikelela kwi-US$630 billion, ngokwemithombo emininzi.

E-Saudi Arabia, imali esemthethweni yi-Saudi riyal (SAR). Shumi SAR yi 2.66 US Dollars, okanye euro yi 2.45. Leyo yi-219.65 Rupees yaseIndiya okanye phantse i19.32 yuan yaseTshayina.

Uninzi lwewebhusayithi okanye usetyenziso oludityaniswe ngezantsi lungesiNgesi. Sebenzisa Isiguquleli sikaGoogle, Tarjimly, okanye nayiphi na enye inkonzo yoguqulelo ukuba uyayifuna.

Ungayikhetha njani ibhanki eSaudi Arabia

Xa ukhetha ibhanki eSaudi Arabia, izinto ezininzi kufuneka ziqwalaselwe.

Udumo kunye nokuzinza

Ukukhetha eyona bhanki ilungileyo eSaudi Arabia kuthetha ukufumana enye enegama eliqinileyo kunye nozinzo. Ngale ndlela, unokuthemba ukuba imali yakho isezandleni ezilungileyo.

Iimveliso kunye neenkonzo

Khetha ibhanki ngokusekelwe kwiimfuno ze-akhawunti. Iiakhawunti ezisisiseko ezifana nokugcina imali kunye nokutshekishwa zisemgangathweni, ngelixa iibhanki ezinenkonzo epheleleyo zibonelela ngeendlela eziphambili ezifana namakhadi okuthenga ngetyala, iimali-mboleko kunye notyalo-mali.

Ubungakanani bebhanki

iintlawulo

Uninzi lweebhanki zaseSaudi Arabia zibonelela ngeenkonzo zazo ngemirhumo efanelekileyo. Imirhumo iyahluka kakhulu ngokuxhomekeke kwibhanki ukuze ukwazi ukuyiphonononga ngokuchanekileyo.

Iindleko zemali

Ukuba ufuna ukukhulisa imali yakho kwi-akhawunti yokonga okanye enye imoto yokonga, ukufuna inzala ephezulu kubalulekile ukuze ukwandise iinzame zakho zokonga. Esinye isicwangciso sokuphumeza oku kukuthelekisa iirhafu ezininzi ezinikezelwa ziibhanki.

Inkonzo eyenzelwe

Xa ukhetha ibhanki, kubalulekile ukuqwalasela inkxaso yabathengi kunye neemfuno zakho zemali. Khangela ibhanki enezixhobo eziluncedo kunye neempawu ezihambelana neemfuno zakho kunye nezinto ozikhethayo.

ukhuseleko

Ukuqwalasela le miba, unokunciphisa ukhetho lwakho kwaye ukhethe ibhanki ehlangabezana neemfuno zakho zemali.

Inkqubo yebhanki eSaudi Arabia

ISaudi Arabia ineebhanki ezimalunga nama-30 zasekhaya nezangaphandle, ezinikezela ngeendlela ezininzi zebhanki. Kwi-2019, iibhanki ezine zaseSaudi-NCB, iBhanki ye-Al Rajhi, iBhanki yaseSamba, kunye neBhanki yaseRiyadh-ibambe i-57% yempahla yecandelo.

The ISaudi Arabia Monetary Authority (SAMA) ilawula lonke ishishini lezemali. Ibhanki ephakathi yaseSaudi Arabia. Ngaloo ndlela, igcina uzinzo lwezinga lotshintshiselwano kunye nokusebenza kakuhle. Ikwakhupha iRial yaseSaudi, imali yelizwe.

ISaudi Arabia ineebhanki ezininzi zangaphandle, kubandakanya:

Emirates NBD, First Abu Dhabi Bank, Deutsche Bank, HSBC, Standard Chartered Bank, BNP Paribas, kunye Industrial and Commercial Bank of China.

Uninzi lwezixeko ezikhulu kunye noluntu lwangaphandle lunamasebe ebhanki kwizitrato ezinkulu okanye kwiivenkile ezinkulu. Zonke iibhanki zaseSaudi zibonelela ngeenkonzo zesiNgesi nesiArabhu.

Uluhlu lweebhanki ezilungileyo kakhulu eSaudi Arabia

Unezinye iindlela ezininzi eSaudi Arabia, kwaye yeyiphi oyikhethayo ixhomekeke kwiimfuno zakho kunye nezinto onomdla kuzo.

Nazi ezinye zezona bhanki zibalaseleyo eSaudi Arabia onokuthi uziqwalasele:

Iibhanki ezinkulu eSaudi Arabia

IAl-Ahli Bank

IAl Rajhi Bank

IBhanki yaseRiyad.

IBhanki yeSABB

IBhanki kaZwelonke yeArabhu

IiBhanki zamanye amazwe

I-Emirates NBD

IBhanki yokuqala yase-Abu Dhabi

German Bank

HSBC

KwiBhanki yeChartered Standard

BNP Paribas

Imizi-mveliso neBhanki yoRhwebo yase China.

Saudi Online Banking Mobile Apps

SAB Mobile

SNB AlAhli mobile 

Urpay

Alrajhi Bank

STC Hlawula

Saudi Arabia imali transfers phesheya

Kukho iindlela ezizezinye ezinokusetyenziswa kwiibhanki zokwenza udluliselo lwemali lwamazwe ngamazwe, ezinye ezinokuthi zingabizi kakhulu kwaye zisebenzise ixesha kunezinye.

Iibhanki zesiNtu zaseSaudi Arabia zinokuhlawulisa imali engaphezulu ukuba unqwenela ukuthumela imali phesheya okanye usebenzise ikhadi lakho ledebhithi phesheya.

Ukuba unqwenela ukuphepha iibhanki, sebenzisa:

Wise

uwestern Union

SABB

Iintlawulo zeBhanki eSaudi Arabia

I-SAMA yaseSaudi Arabia ineendleko eziqingqiweyo zebhanki. Ukukhuphisana, iibhanki ezininzi zinciphisa amaxabiso. Iintengiselwano kwi-Intanethi zibiza ngaphantsi kwentengiselwano yesebe. Iibhanki zaseSaudi kufuneka zithumele le ntlawulo kwiiwebhusayithi zabo nakumasebe.

Imirhumo ibandakanya:

Imirhumo yokuvula iakhawunti: Akukho.

Isohlwayo semali eseleyo ngenyanga: Ngesiqhelo akukho nanye.

Ii-ATM zebhanki ze-GCC eSaudi Arabia: SAR 10.

Incwadi yetshekhi entsha: SAR 10.

Ukucinywa kwetshekhi yebhanki: SAR 10.

Ukwenziwa kocwangco olusisigxina: SAR 10-15.

Iintengiselwano zebhanki zasekuhlaleni ngeSARIE: SAR 7-25.

Ikhadi le-ATM elilahlekileyo: SAR 30.

Ingxelo ye-akhawunti ecelwe lisebe: SAR 25-50

Ijongelwe phantsi okanye ibuyisiwe itshekhi: SAR 50-125.

Isatifikethi somncono: SAR 25.

Ubungqina besatifikethi setyala: SAR 75.

Ndingayivula njani iakhawunti yebhanki eSaudi Arabia

Ukuseka iakhawunti yebhanki eSaudi Arabia, kufuneka:

Ukukhetha ibhanki.

Ukuvula iakhawunti yebhanki lukhetho lwe-intanethi kunye nomntu.

Kufuneka ufumane onke amaxwebhu afunekayo.

Ngolunye ulwazi:

Yiya e:

Uyivula njani iakhawunti yebhanki eSaudi Arabia.

Ungawufumana njani umatshini wemali eSaudi Arabia

Thetha naye nabani na okhe wahamba okanye wasebenza eSaudi Arabia. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Apha ngezantsi kukho, umzekelo, ukhangelo lweemephu zikaGoogle "kwii-ATM ezikufutshane neRiyadh."

umthombo: WallStreetMojo

Umfanekiso ongaphandle useSaudi Arabia. Ifoto ngu Filipe Pires on Unsplash