Ezinye zezona bhanki zibalaseleyo eJamani German Bank, Commerzbank, yaye Ibhanki yeposi.
Inkqubo yezemali yaseJamani yakhiwe kwiintsika ezintathu: urhwebo lwabucala, ukonga koluntu, kunye neebhanki zentsebenziswano.
EJamani, imali esemthethweni yi-Euro. I-euro elishumi yi-10.86 yeedola zaseMelika. Leyo yi-892.18 Rupees yaseIndiya okanye phantse i-0.52 yeyuan yaseTshayina.
Zonke iiwebhusayithi ezidityaniswe kweli nqaku zingesiJamani nesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.
Indlela yokukhetha ibhanki eJamani
Xa ukhetha ibhanki eJamani, kukho izinto ezininzi ekufuneka ziqwalaselwe.
Udumo kunye nokuzinza
Ukukhetha ibhanki elungileyo eJamani kuthetha ukufumana enye enegama eliqinileyo kunye nokuzinza. Ngale ndlela, unokuthemba ukuba imali yakho isezandleni ezilungileyo.
Iimveliso kunye neenkonzo
Khetha ibhanki ngokusekelwe kwiimfuno ze-akhawunti. Iiakhawunti ezisisiseko ezifana nokugcina imali kunye nokutshekishwa zisemgangathweni, ngelixa iibhanki ezinenkonzo epheleleyo zibonelela ngeendlela eziphambili ezifana namakhadi okuthenga ngetyala, iimali-mboleko kunye notyalo-mali.
Ubungakanani bebhanki
iintlawulo
Uninzi lweebhanki zaseJamani zibonelela ngeenkonzo zabo ngeentlawulo ezifanelekileyo. Imirhumo iyahluka kakhulu ngokuxhomekeke kwibhanki ukuze ukwazi ukuyiphonononga ngokuchanekileyo.
Iindleko zemali
Ukuba ufuna ukukhulisa imali yakho kwi-akhawunti yokonga okanye enye imoto yokonga, ukufuna inzala ephezulu kubalulekile ukuze ukwandise iinzame zakho zokonga. Esinye isicwangciso sokuphumeza oku kukuthelekisa iirhafu ezininzi ezinikezelwa ziibhanki.
Inkonzo eyenzelwe
Xa ukhetha ibhanki, kubalulekile ukuqwalasela inkxaso yabathengi kunye neemfuno zakho zemali. Khangela ibhanki enezixhobo eziluncedo kunye neempawu ezihambelana neemfuno zakho kunye nezinto ozikhethayo.
ukhuseleko
Ukuqwalasela le miba, unokunciphisa ukhetho lwakho kwaye ukhethe ibhanki ehlangabezana neemfuno zakho zemali.
Uluhlu lweebhanki ezilungileyo kakhulu eJamani
Olu luhlu lunomxube weebhanki zabucala eziqhutywa ngamaJamani, iibhanki zogcino lwengingqi (Sparkassen), kunye neebhanki ezisuka kwamanye amazwe.
Nazi ezinye zezona bhanki zibalaseleyo eJamani onokuthi uziqwalasele:
IDeutsche Bundesbank, eFrankfurt
I-HypoVereinsbank (UniCredit Bank AG)
Iibhanki eJamani kubantu basemzini
Iibhanki ezingenayo imirhumo yenyanga
Yeyiphi ibhanki eyona ilungileyo eJamani
EJamani, eyona bhanki ingcono yiDeutsche Bank. Yibhanki yokuqala yaseJamani ngokwempahla yexabiso.
Ngaba abantu basemzini bangenza iiakhawunti zebhanki zaseJamani
Akukho ngxaki kubantu abangengawo amaJamani ukuvula iakhawunti yebhanki yaseJamani.
Noko ke, olu khetho luyahluka kumazwe ngamazwe.
Kwiimeko ezininzi, ibhanki ngqo okanye inkonzo efanayo kwi-intanethi iyafuneka ukwenza i-akhawunti yebhanki eJamani ngaphandle kwe-Anmeldung.
Ndingayivula njani iakhawunti yebhanki eJamani
Ukuseka iakhawunti yebhanki eJamani, kufuneka:
Ukukhetha ibhanki.
Ukuvula iakhawunti yebhanki lukhetho lwe-intanethi kunye nomntu.
Kufuneka ufumane onke amaxwebhu afunekayo.
Ngolunye ulwazi:
Yiya e:
Uyivula njani iakhawunti yebhanki eJamani
Ungawufumana njani umatshini wemali eJamani
Thetha naye nabani na okhe wahamba okanye wasebenza eJamani. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Apha ngezantsi kukho, umzekelo, ukhangelo lweemephu zikaGoogle "kwii-ATM ezikufutshane neBerlin."
umthombo: Wise
I-caption yomfanekiso wekhava ngasentla ingaphakathi Imyuziyam yasePorsche, eStuttgart, eJamani. Ifoto ngu UWilliam Krause on Unsplash.
Shiya iMpendulo