Iibhanki ezigqwesileyo kwi-NYC

Ezinye zezona bhanki zibalaseleyo kwi-NYC zi Chase, M&T yeBhanki, yaye Bank of America.

IiBhanki ezikwisiXeko saseNew York zolawulo kunye noxanduva lokongamela ziwela phantsi kwamaqumrhu aliqela, aquka iBhanki eyiFederal Reserve yaseNew York, iNew York State Department of Financial Services, kunye neNew York City Banking Commission.

Uninzi lwewebhusayithi okanye usetyenziso oludityaniswe ngezantsi lungesiNgesi. Sebenzisa Isiguquleli sikaGoogle, Tarjimly, okanye nayiphi na enye inkonzo yoguqulelo ukuba uyayifuna.

Imali esemthethweni ye-NYC yiDola yaseMelika (USD). Ishumi le-USD yi-9.15 Euros. Leyo yi-820.80 Rupees yaseIndiya okanye phantse i-69.36 yeyuan yaseTshayina.

Ungayikhetha njani ibhanki eNYC

Xa ukhetha ibhanki kwisiXeko saseNew York, izinto ezininzi kufuneka ziqwalaselwe.

Udumo kunye nokuzinza

Ukukhetha ibhanki elungileyo kwisiXeko saseNew York kuthetha ukufumana enye enegama eliqinileyo kunye nozinzo. Ngale ndlela, unokuthemba ukuba imali yakho isezandleni ezilungileyo.

Iimveliso kunye neenkonzo

Khetha ibhanki ngokusekelwe kwiimfuno ze-akhawunti. Iiakhawunti ezisisiseko ezifana nokugcina imali kunye nokutshekishwa zisemgangathweni, ngelixa iibhanki ezinenkonzo epheleleyo zibonelela ngeendlela eziphambili ezifana namakhadi okuthenga ngetyala, iimali-mboleko kunye notyalo-mali.

Ubungakanani bebhanki

iintlawulo

Uninzi lweebhanki ze-NYC zibonelela ngeenkonzo zabo ngemirhumo efanelekileyo. Imirhumo iyahluka kakhulu ngokuxhomekeke kwibhanki ukuze ukwazi ukuyiphonononga ngokuchanekileyo.

Iindleko zemali

Ukuba ujonge ukwenza imali yakho ikhule kwi-akhawunti yokonga okanye enye imoto yokonga, kubalulekile ukufuna inzala ephezulu ukuze ukwandise iinzame zakho zokonga. Esinye isicwangciso sokuphumeza oku kukuthelekisa iirhafu ezininzi ezinikezelwa ziibhanki.

Inkonzo eyenzelwe

Kubalulekile ukuqwalasela inkxaso yabaxhasi kunye neemfuno zakho zemali xa ukhetha ibhanki. Khangela ibhanki enezixhobo eziluncedo kunye neempawu ezihambelana neemfuno zakho kunye nezinto ozikhethayo.

ukhuseleko

Ukuqwalasela le miba, unokunciphisa ukhetho lwakho kwaye ukhethe ibhanki ehlangabezana neemfuno zakho zemali.

Iintlobo zeeBhanki eNew York

ENew York, kukho iintlobo ezahlukeneyo zeebhanki onokuthi ukhethe kuzo.

IiBhanki zeSizwe

IiBhanki zeNgingqi

IiBhanki zoLuntu

IiBhanki ezikwi-Intanethi

IiBhanki zaBucala

Uluhlu lweebhanki ezilungileyo kwi-NYC

Ezinye zezona bhanki zibalaseleyo kwi-NYC zezi zilandelayo.

Iibhanki zeSizwe eNew York

Chase Bank yibhanki yesizwe NYC ebonelela ngeenkonzo zebhanki ezahlukeneyo, kuquka akhawunti, mboleko, utyalo-mali, kunye nezisombululo ishishini. Kananjalo banamasebe amaninzi kunye nee-ATM kuso sonke isixeko.

Ungajonga imveliso kunye neenkonzo zabo kwi Chase, apho ungazifumana khona imirhumo okanye Iintlawulo zerhafu.

M&T yeBhanki yibhanki yengingqi yonxweme olusempuma enikezela ngeenkonzo ezahlukeneyo zemali, kubandakanya iiakhawunti, iimali-mboleko, amakhadi okuthenga ngetyala, kunye notyalo-mali. Babeka phambili inkonzo yabathengi kunye nokubandakanyeka koluntu.

Ungajonga imveliso kunye neenkonzo zabo kwi M&T yeBhanki, apho ungazifumana khona fees.

Bank of America liziko lemali lezizwe ngezizwe elibonelela ngeemveliso ezahlukeneyo zebhanki kunye nezemali kunye neenkonzo, kubandakanywa ii-akhawunti zokujonga kunye nokonga, amakhadi okuthenga ngetyala, iimali-mboleko, ulawulo lotyalo-mali, ucwangciso lomhlalaphantsi, iibhanki ezincinci kunye neenkqubo zokuwonga.

Ungajonga imveliso kunye neenkonzo zabo kwi Bank of America, apho ungazifumana khona fees.

TD Bank yibhanki yesizwe yase-US enekomkhulu eCherry Hill, eNew Jersey. Njengebhanki eqeshiweyo phantsi kwe-OCC, inikezela ngeenkonzo ezahlukeneyo zezimali kubantu kunye namashishini kwilizwe liphela phantsi kwemimiselo yomanyano kunye nokongamela.

Ungajonga imveliso kunye neenkonzo zabo kwi TD Bank, apho ungazifumana khona fees.

JPMorgan Chase kunye noC yibhanki ekhokelayo yase-US ekomkhulu e-NYC kwaye eyesithandathu ngobukhulu kwihlabathi. Ibonelela ngeenkonzo ezahlukeneyo zemali kubantu, iinkampani, oorhulumente, kunye namaziko kwihlabathi liphela, kubandakanya nolawulo lwempahla, ibhanki yotyalo-mali, iibhanki zorhwebo, kunye neenkonzo zikanondyebo.

Ungajonga imveliso kunye neenkonzo zabo kwi JPMorgan Chase kunye noC, apho ungazifumana khona imirhumo okanye iintlawulo zerhafu.

Iibhanki zamazwe ngamazwe kwi-NYC

I-capital One Bank yibhanki yesizwe eMelika. Babonelela ngeenkonzo ezahlukeneyo, eziquka ukujonga ii-akhawunti, amakhadi okuthenga ngetyala nawetyala, imali-mboleko, i-inshurensi, ukhuseleko lwentlawulo, ukubhankisha ifowuni, ukuhlawulwa kwebhilikhwe, ukuboleka imali, kunye nezibonelelo zebhanki ezikwi-Intanethi.

Unokutyelela I-Capital One Bank's iwebhusayithi ukuphonononga iimveliso zabo, iinkonzo, kunye nezinto ezinxulumene nazo ntlawulo.

Ibhanki yeCiti yibhanki yorhwebo e-NYC enikezela ngeenkonzo ezahlukeneyo zemali ezifana ne-akhawunti yokutshekisha/yokonga, amakhadi okuthenga ngetyala, iimali-mboleko, iibhanki zamashishini amancinci, iibhanki zotyalo-mali, kunye nolawulo lobutyebi.

Unokutyelela IBhanki yaseCiti iwebhusayithi ukuphonononga iimveliso zabo, iinkonzo, kunye nezinto ezinxulumene nazo ntlawulo.

Ungawufumana njani umatshini wemali kwi-NYC

Thetha nabani na okhe wahamba okanye wasebenza eNew York. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Ngezantsi, umzekelo, ukhangelo lweemephu zikaGoogle 'zeATM ezikufutshane neBrooklyn.'

umthombo: Umcebisi weForbes

I-caption yomfanekiso wekhava ngasentla ingaphakathi ENew York, NY, eUSA. Ifoto ngu Amy Geier on Unsplash.