Uyivula njani iakhawunti yebhanki eCanada

Ukuvula iakhawunti yebhanki eCanada linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza eCanada. Ungaqala nge IRoyal Bank yaseCanada (RBC) kwaye I-Toronto-Dominion Bank (TD)

Xa uneakhawunti yebhanki, kulula ukufumana imali kwaye uyilandelele. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.

I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.

Zonke iiwebhusayithi eziqhagamshelwe kweli nqaku zingesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.

Uyivula njani iakhawunti yebhanki eCanada

Ukuvula iakhawunti yebhanki eCanada, kufuneka ukhethe:

Ibhanki kunye nohlobo lweakhawunti.

Emveni kwalonto,

Unokuqala i-akhawunti yebhanki (idiphozithi okanye i-akhawunti yakho) okanye ezinye ii-akhawunti zokulondoloza ebhankini. Oku kubandakanya iimanyano zamatyala karhulumente kunye neebhanki zangaphandle ezivunyiweyo.

Kwakhona, unokuvula iakhawunti yebhanki eCanada:

Ngobuso,

kwi-intanethi okanye;

ngefowuni,

Ibhanki kufuneka iqinisekise isazisi sakho ngesazisi esichanekileyo.

Kwaye, iakhawunti yebhanki eCanada iyafumaneka kuwe nokuba:

abaqeshwanga;

Andinayo imali yokuxhasa iakhawunti okwangoku,

baye basilela ngokwasemalini.

Ukuvula iakhawunti yebhanki eCanada, kufuneka ulandele la manyathelo:

Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.

Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye isazisi esisebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (obufana nekhontrakthi yokurenta okanye ibhili yoncedo), kunye nobungqina bengqesho okanye ukubhalisa esikolweni.

Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.

Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.

Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.

Ngaba abantu basemzini bangenza iakhawunti yebhanki eCanada

Ewe! Ngezazisi ezichanekileyo kunye neziqinisekiso, abantu abangengabo baseKhanada banokuseka iiakhawunti zebhanki.

Ziziphi iintlobo zeeakhawunti zebhanki eCanada

Uninzi lweeakhawunti zebhanki eCanada zezi:

Ukujonga ii-akhawunti okanye;

I-akhawunti yokugcina.

Iiakhawunti zokujonga zisebenza ngendlela efanayo neeakhawunti zangoku kwamanye amazwe, kwaye zibonelela ngezinto ezinje:

Ukungena kwibhanki ye-Intanethi;

Iibhili kunye nezinye iintlawulo zemali;

Ukuhamba kweakhawunti;

Iintlawulo zeengcingo kunye nee-debits ezithe ngqo;

Iintlawulo zarhoqo;

Amakhadi ebhanki;

Ukutsalwa kwemali kwi-ATM.

IiMfuno zeAkhawunti yeBhanki yaseCanada

Ukuvula iakhawunti yebhanki eCanada, ibhanki kufuneka iqinisekise isazisi sakho.

1. Igama lakho elipheleleyo elisemthethweni, umhla wokuzalwa, kunye ne-SIN (Inombolo ye-Inshurensi yeNtlalo)
2. ID evela kurhulumente
3. Idiphozithi encinci

Ukuba wenza iakhawunti yebhanki kwi-intanethi:

Uyakufuna iinkcukacha zokuqhagamshela iakhawunti yangaphandle ukwenza idiphozithi yakho yokuqala kwi-intanethi.

Ezi ziqulathe iinombolo zakho zeakhawunti kunye neendlela zebhanki.

Ukuba ufuna ukuvula iakhawunti yakho yebhanki ngokwakho:

Unokwenza idiphozithi yemali okanye ubhale itshekhi.

Khumbula ukuba:

Iibhanki ezikwi-Intanethi zinokubonelela ngobuncinci beemfuno zedipozithi kwiiakhawunti ezintsha.

Yiyiphi imali esetyenziswa ngabantu baseKhanada

Imali yaseCanada esemthethweni yidola yaseKhanada (okanye nje "idola" ngesiNgesi). Isimboli yale mali luphawu lwedola $.

Ngaba ndingavula iakhawunti yebhanki kwi-intanethi eCanada

Ewe, unako kodwa:

Le miqathango idla ngokufuneka ukwenza iakhawunti yebhanki kwi-intanethi okanye kumntu:

Ubudala: Yiba neminyaka eyi-18 okanye ufanelekile kwi-akhawunti yolutsha ngoncedo lwabazali / lomgcini.

Ngaphandle kokuba sele unayo i-akhawunti, nikezela ngesazisi esifanelekileyo.

Jonga ukuba ibhanki inazo na ezinye iimfuno.

Zeziphi iibhanki ze-2023 ezilungileyo eCanada

Ngokutsho Umcebisi weForbes, ezona bhanki zibalaseleyo eCanada zezi:

Motus, CIBC, TD, BMO, Manulife, National, kunye neScotiabank.

Ezi zibonelela:

Ukhetho olubanzi lwempahla kunye neenkonzo,

amaxabiso afanelekileyo kunye neentlawulo,

iinethiwekhi ezinkulu ze-ATM kunye;

ukufumaneka kwilizwe lonke.

Ungalifumana njani isebe elikufutshane eCanada

Ngethamsanqa, uninzi lweebhanki zaseCanada zinenethiwekhi enkulu yamasebe kunye nee-ATM, okwenza kube lula kubathengi ukuba bafikelele kwiimali zabo kwaye balawule iimali zabo.

Ungachwetheza "iibhanki ezikufutshane neToronto" kwiiMephu zikaGoogle okanye nayiphi na enye imephu yeapp. Apho unokufumana uluhlu lwamasebe afanelekileyo onokuqhagamshelana nawo. Ukuba awukho eKhanada, unokukhangela indawo yakho kwisebe elikufutshane. Banokukunceda ufumane ibhanki eCanada.

umthombo: Umcebisi weForbes, Nerd Isipaji

Umfanekiso wekhava ungaphakathi EMontreal, Canada. Ifoto ngu chester wade on Unsplash