Ukuvula iakhawunti yebhanki eSomalia linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza eSomalia. Ungaqala nge Ibhanki yaseSelam kwaye I-Premier Bank.
Xa uneakhawunti yebhanki, kulula ukufumana imali kwaye uyilandelele. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.
I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.
Zonke iiwebhusayithi eziqhagamshelwe kweli nqaku zingesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.
Uyivula njani iakhawunti yebhanki eSomalia
Kuba akukho nkqubo yebhanki yaseSomalia eqhagamshelwe kwiibhanki ezinkulu zangaphandle. Ii-MTO zaseSomalia ziyindlela yokuya kuye nabani na ofuna ukuthumela imali ekhaya. Abaqhubi botshintshiselwano ngemali (MTOs) banokuthumela imali kumazwe ngamazwe kuyo nayiphi na indawo eSomalia, kuquka izixeko ezikhulu, iidolophu, kunye neelali ezikude.
Ukwenza olona khetho lungcono, qwalasela imirhumo ehlawulwa yibhanki, iinkonzo ezibonelelwayo, kunye nomgangatho wenkxaso yabathengi. Ezi zinto ziya kukunceda ukhethe ibhanki efanelekileyo kwiimfuno zakho.
Ukuvula iakhawunti yebhanki eSomalia, kufuneka ulandele la manyathelo:
Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.
Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye isazisi esisebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (obufana nekhontrakthi yokurenta okanye ibhili yoncedo), kunye nobungqina bengqesho okanye ukubhalisa esikolweni.
Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.
Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.
Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.
Uthini ngenkqubo yezemali yaseSomalia
Ibhanki ephakathi yenze uphehlelelo oluthambileyo lwenkqubo ngoJulayi ka-2021, kwaye yahamba ngaphandle kokubetha. Ngo-Agasti, iibhanki ezilithoba kwezilishumi elinesithathu zaseSomalia zithathe inxaxheba ekuqalisweni ngokusesikweni kwenkqubo. Ezinye iibhanki ezine elizweni ekugqibeleni zijoyine ngo-2022.
Zeziphi iintlobo zeeakhawunti zebhanki eSomalia
Iiakhawunti ezimbini eziqhelekileyo zenziwa eSomalia, ezinokukuvumela ukuba uhlawulwe kwaye uhlawule irhafu:
Iakhawunti Yangoku: yiakhawunti yebhanki eqhelekileyo ekuvumela ukuba uhlawule kwi-intanethi, ufake imali ngokuthe ngqo, kwaye usebenzise amakhadi ebhanki nawetyala.
Iakhawunti yokonga: ihlala ihamba nayo kwaye inceda imali yakho eyongezelelweyo ifumane inzala eninzi.
IiBhanki eziBalaseleyo eSomalia: Isikhokelo sabaThengi
Xa ukhetha ibhanki eSomalia, kubalulekile ukuqwalasela iinjongo zakho zemali, iimfuno kunye nezinto ozikhethayo. Ukongezelela, nganye yezi bhanki inamandla kunye nobuthathaka bayo. Ngoko ke, kubalulekile ukuphanda kwaye uthelekise iimveliso kunye neenkonzo ezibonelelwa yibhanki nganye phambi kokuba wenze isigqibo.
Nazi ezinye iibhanki zaseSomalia onokuthi uziqwalasele:
Ibhanki ye-IBS
Ibhanki yam
UkuBhankisha kunxweme lwaseSomalia:
Ungalifumana njani isebe elikufutshane eSomalia
Ngethamsanqa, uninzi lweebhanki zaseSomalia zinenethiwekhi enkulu yamasebe kunye nee-ATM, zenza kube lula kubathengi ukuba bafikelele kwiimali zabo kwaye balawule iimali zabo.
Ungachwetheza "iibhanki ezikufutshane neMogadishu" kwiiMephu zikaGoogle okanye nayiphi na enye imephu yeapp. Apho unokufumana uluhlu lwamasebe afanelekileyo onokuqhagamshelana nawo. Ukuba awukho eSomalia, unokukhangela isebe elikufutshane kwindawo okuyo. Banokukunceda ufumane ibhanki eSomalia.
Ungawufumana njani umatshini wemali eSomalia
Thetha naye nabani na okhe wahamba okanye wasebenza eSomalia. Uya kufumanisa ukuba abanye abahlobo bakho okanye usapho lwakho luyawazi amasebe ebhanki akufutshane. Buza ngeenxa zonke kwaye ufumane amathuba phakathi kwabafowunelwa bakho. Isixhobo esilula sokwenza oko yiyo nayiphi na imephu yeapp. Apha ngezantsi kukho, umzekelo, ukhangelo lweemephu zikaGoogle "ii-ATM ezikufutshane ne-Baidoa."
umthombo: Wikipedia
Umfanekiso ongaphandle useSomalia. Ifoto ngu UDami Adebayo on Unsplash
Shiya iMpendulo