Ukuvula iakhawunti yebhanki eMzantsi Afrika linyathelo elibalulekileyo kuye nabani na oceba ukuhlala okanye ukusebenza eMzantsi Afrika. Ungaqala nge Ibhanki yaseAbsa kwaye YeSizwe yeBhanki yokuqala.
Ukuba neakhawunti yebhanki kwenza ukuba ukufumana kunye nokugcina umkhondo wemali kufikeleleke ngakumbi. Ikwafuneka nakwizinto zemihla ngemihla ezinjengokwenza irente, ukuhlawulwa, nokuthenga izinto.
I-akhawunti yebhanki igcina imali kwiintlawulo ze-ATM kwaye yenza lula ulawulo lwemali ngokuvumela iintlawulo zemivuzo elula kunye nokumisela ii-debits ezichanekileyo ezifanelekileyo zokuhlawula amatyala.
Zonke iiwebhusayithi eziqhagamshelwe kweli nqaku zingesiNgesi. Sebenzisa Isiguquleli sikaGoogle okanye naluphi na olunye usetyenziso loguqulelo ukuba uyalufuna.
Uyivula njani iakhawunti yebhanki eMzantsi Afrika
The Uvimba webhanka zelizwe ilawula ishishini leebhanki zelizwe.
Iidiphozithi zebhanki zoMzantsi Afrika zixabisa i-R6 yetriliyoni.
Uninzi lwabathengi eMzantsi Afrika basebenzisa enye yeebhanki ezinkulu ezine elizweni: i-Standard Bank, i-FirstRand (i-First National Bank), i-Absa, okanye i-Nedbank.
Ukuvula iakhawunti yebhanki eMzantsi Afrika, kufuneka ulandele la manyathelo:
Khetha ibhanki: Khangela iibhanki ezahlukeneyo kumntu okanye kwi-intanethi ukuze ufumane leyo ifanele iimfuno zakho.
Qokelela amaxwebhu ayimfuneko: Unokufuna incwadana yokundwendwela okanye isazisi esisebenzayo, ubungqina bokuba uhlala kwindawo ohlala kuyo (obufana nekhontrakthi yokurenta okanye ibhili yoncedo), kunye nobungqina bengqesho okanye ukubhalisa esikolweni.
Yenza idinga: Qhagamshelana nebhanki kwaye wenze idinga lokuvula iakhawunti.
Ndwendwela ibhanki ngokobuqu: Yiza namaxwebhu akho kwidinga uze ugcwalise iifomu eziyimfuneko, okanye ungafaka isicelo kwi-intanethi.
Lindela ukuvula iakhawunti: Emva kokuba ibhanki isivumile isicelo sakho, baya kuvula iakhawunti yakho.
Ngaba abantu bamazwe angaphandle bangayenza iakhawunti yebhanki eMzantsi Afrika
Ukuyibeka ngokulula, ewe. Zombini ii-akhawunti zebhanki zabahlali kunye nabangengommi ziyafumaneka kubantu bamanye amazwe eMzantsi Afrika. Uhlobo lwe-visa onayo luya kugqiba uhlobo lweakhawunti yebhanki onokuthi uyivule.
Kunokwenzeka ukuseka i-akhawunti yebhanki engengomhlali ngelixa utyelela ilizwe kwi-visa yabakhenkethi. I-visa yokuhlala yethutyana okanye esisigxina, kwelinye icala, iyafuneka ukwenza i-akhawunti yebhanki yokuhlala. Kufuneka ube ngaphezulu kweminyaka eyi-18 ukuze uvule itshekhi okanye ukonga. Ungayivula iakhawunti yebhanki nokuba kwi-intanethi okanye kwindawo ebonakalayo.
Zeziphi iintlobo zeeakhawunti zebhanki eMzantsi Afrika
EMzantsi Afrika, kukho iindidi ezininzi zeeakhawunti zebhanki abantu kunye namashishini abanokukhetha kuzo, kuquka:
I-akhawunti yangoku -ukusetyenziswa kwemihla ngemihla, njengokurhoxiswa, ukuhlawulwa kwamatyala, kunye nokuthenga ngekhadi ledebhithi.
Ugcino kunye noTyalo-mali- Iibhanki zibonelela ngeeakhawunti ezahlukeneyo ukonyusa imali yakho. Izinga lakho lenzala lixhomekeke ekubeni ulondoloza malini okanye utyala imali kwaye ukuba ufuna ukufikelela ngokukhawuleza emalini.
Ngawaphi amaxwebhu afunekayo ukwenza i-akhawunti yebhanki yoMzantsi Afrika
Isazisi saseMzantsi Afrika okanye incwadana yokundwendwela enephepha-mvume lokufunda/lokusebenza
Kuphela ziincwadi zeSazisi ezinebhakhowudi eziluhlaza okanye ii-smartcards.
Ubungqina bendawo yokuhlala.
Amatyala aluncedo okanye umnini-mhlaba, inkosi yendawo, okanye ileta yebhanki esayinwe nguceba.
Loluphi uhlobo lwemali olusetyenziswa nguMzantsi Afrika
IBhanki enguVimba yoMzantsi Afrika inoxanduva lokukhupha imali yelizwe loMzantsi Afrika, irandi yoMzantsi Afrika (ZAR).
U-R umele iyunithi yemali yaseMzantsi Afrika ebizwa ngokuba yirandi.
Ngubani onokuseka iakhawunti yebhanki eMzantsi Afrika
- Ngabemi baseMzantsi Afrika
- Abemi bamazwe angaphandle abahlala eMzantsi Afrika
Ngobuphi ubuncinci beminyaka yokwenza i-akhawunti yebhanki eMzantsi Afrika
Kufuneka ube ubuncinane ubuneminyaka eli-18 ubudala, ube ngummi waseMzantsi Afrika, kwaye ube ngumhlali waseMzantsi Afrika ukuze ufake isicelo.
Ngaba ndingayivula i-akhawunti yebhanki eMzantsi Afrika kwi-intanethi
Iibhanki zaseMzantsi Afrika, ingakumbi ezinkulu, zibonelela ngeebhanki ze-intanethi. Abathengi bafumana i-login yebhanki ye-intanethi, i-password, kunye ne-CSP eneedijithi ezine okanye ezintlanu (i-PIN eKhethiweyo yoMthengi).
Ukubhankisha kwi-Intanethi eMzantsi Afrika kukuvumela ukuba wenze izinto ezininzi. Ezi ziquka:
Ukuphonononga iingxelo,
ukwenza iintlawulo kunye;
ukufaka isicelo kwizinto ezifana neeakhawunti ezongezelelweyo okanye iimali zamazwe angaphandle.
Ezinye iibhanki zibonisa i-iOS kunye nezicelo zebhanki eziphathwayo ze-Android. Ezi zidla ngokufinyezwa kwiinkonzo zebhanki ze-intanethi. I-Standard Bank ine-app ephezulu. Abathengi banokusebenzisa i-ID yokuchukumisa okanye bajonge ibhalansi yabo ngaphandle kokungena.
Ungalifumana njani isebe elikufutshane eMzantsi Afrika
Ngethamsanqa, iibhanki ezininzi eMzantsi Afrika zinothungelwano olubanzi lwamasebe kunye nee-ATM, zenza kube lula kubathengi ukuba bafikelele kwiimali kunye nokulawula iimali zabo.
Ungachwetheza "iibhanki ezikufutshane neRhawuti" kwiimephu zikaGoogle okanye nayiphi na enye imephu yeapp. Apho unokufumana uluhlu lwamasebe afanelekileyo onokuqhagamshelana nawo. Ukuba awukho eMzantsi Afrika, khangela indawo yakho elona sebe likufutshane. Bangakunceda ufumane ibhanki eMzantsi Afrika.
umthombo: Expatica,
Umfanekiso wekhava ukwindawo ethile Bochum, eLimpopo, eMzantsi Afrika. Ifoto ngu Umphathi Masweneng on Unsplash.
Shiya iMpendulo